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Key figures

Download the Factsheet 2025

Factsheet
Preview Studiefinanciering
Balance sheet
in € millions20242025
Balance sheet total

73,680

76,664

Loans and advances to customers 54,494

59,172

- of which mortgages

50,835

54,892

Amounts due to customers 56,153

57,811

- of which savings

45,638

47,330

Debt instruments 9,322

11,873

Shareholders' equity 4,048

4,331

Capital, funding and liquidity position
20242025
CET 1 capital

3,448

3,613

Risk-weighted assets

16,931

18,259

CET 1 ratio

20.4%

19.8%

Total capital ratio

28.0%

24.1%

Leverage ratio 5.1%

5.1%

Loan-to-deposit ratio 99%

104%

Liquidity Coverage Ratio 191%

194%

Net Stable Funding Ratio

157%

142%